'A 25 year old buying a high-value policy now will be well covered even in his 40s.'
Avoid discontinuing your SIPs. Persist for at least 7-10 years.
Avoid discontinuing your SIPs. Persist for at least 7-10 years.
Keep a check on the waiting period and exclusions while buying a health insurance plan and see if it fits your requirements.
Postpone the purchase of big-ticket consumer durable items, recreational spending on holidays, and other such expenses unless your financial position is very secure, advises Sarbajeet K Sen.
Ensure that you get a high sum insured. Also, make sure the policy covers the cost of implants (pacemaker, stent, etc), and pre and post-hospitalisation expenses.
While investing in an effective health insurance plan, it is important to keep today's cost in the mind.
A sum insured of Rs 3 lakh to Rs 5 lakh may have been sufficient seven-eight years ago but would be inadequate today, especially for people living in metros, points out Sanjay Kumar Singh.
The first and most important check you must run is to see if you have adequate life cover.
Thanks to Budget 2018, seniors can invest more and also save more.
'Children should include their parents in the group health insurance cover provided by the employer at the earliest.' 'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.
Roopam Asthana, CEO and whole time director, Liberty General Insurance, answers readers health insurance queries.
Is self-reliance the right approach in a mega-buck game, or better to be part of a network? asks T N Ninan.
The pandemic should force you to take a hard look at the downside risks that could jeopardise your finances.
Exposure to debt funds and gold is essential even if current returns from these asset classes are low, suggests Sanjay Kumar Singh.
A number of insurers offer health policies designed especially for senior citizens.
The competition which BigBasket faces now is with the big three - Amazon, Walmart, and Reliance.
Samsung's flagships never skimp on top-end hardware and this S6 no different.
'You cannot fight a disease as complex as COVID-19 without a carefully calibrated, localised response.'
Reliance earned $11.50 for every barrel of crude that it processed during the last three months of the calendar year - almost 60 per cent more than a year earlier.
Never reheat fats and oils. Add less salt while cooking.
While we complain about comfort in coaches, rarely do we think about the comfort of engine drivers.
Why are family floater plans so very important? Anil Rego answered readers' queries in an online chat on October 7
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer your queries.
